It may be months before people who have applied for Social Security Disability Insurance (SSDI) benefits know whether their application has been approved or denied. After countless months of waiting, applicants who are approved for benefits are typically eager to start receiving their disability checks. But unfortunately, the first disability check won’t always come right away.
When Should You Expect to Receive Disability Benefits?
There’s no way to predict exactly how long it will take to receive benefits after being approved. Most people will receive their first check within four to six weeks after finding out their application was approved.
When Should You Expect to Receive Back Pay?
The SSA has imposed a five-month waiting period on SSDI benefits. This means the SSA does not award disability benefits until the sixth full month from the date your disability began. For example, if your onset date was January 1st, you will not qualify for benefits until June 1st. Therefore, if you are approved for benefits on July 1st, you are entitled to back pay for the time between the date you initially qualified (June 1st) and the date you were finally approved (July 1st). Because of this rule, many people who are approved for disability benefits are also entitled to back pay.
The back pay will not be included in your first disability check. Instead, it will be sent separately about a month after you receive the first disability payment.
When Are Disability Benefits Paid Every Month?
Your birthday will determine when you receive disability benefits every month. If you were born between the 1st and the 10th, your benefits will arrive on the second Wednesday of every month. Those who have birthdays between the 11th and 20th will be paid on the third Wednesday of every month. If you were born on the 21st or later, your benefits will be paid on the fourth Wednesday of every month.
The check you receive each month is supposed to cover benefits for the previous month. For example, the check that is sent to you in May will cover disability benefits for April, and so on.
If you are unable to work, it’s important to obtain disability benefits quickly so you can make ends meet. The experienced attorneys at Armstrong & Vaught, P.L.C. will immediately begin the process of submitting your information to the Social Security Administration so you can start receiving benefits as soon as possible. Call us now at 918-582-2500, toll free at (800) 722-8880, or contact us online for a free consultation with a skilled attorney.