How Does Workers’ Compensation Work?


Posted by: Brookside Admin

For those that are not familiar with workers’ compensation laws, it can seem like the system is unfair to the injured worker. You get hurt at work, through no fault of your own, and then your employer and the insurance company fight to keep from taking care of your injury and paying you.

So what do you do from this point? Hire an attorney? Try to take care of it yourself? How do you choose an attorney when you hire one? Let’s take a look at how workers’ compensation works in Oklahoma so that you have a better understanding of why you need an experienced attorney to help you: 

What Is Workers’ Comp?

Workers’ compensation is a type of business insurance that is designed to protect workers that are injured on the job, have a job related illness, and so on. When a worker becomes injured, they can then file for Workers’ Compensation.

Workers’ compensation is to be used to help cover financial expenses for people with a workplace injury. These expenses include:

medical bills for the injured worker
a percentage of the wages that the worker earned before the injury
medications due to the injury or illness

Of course, there are other areas that workers’ compensation can cover these are just three examples.

The system was put into place to keep employees from suing their employers for accidents or illnesses on the job. Every employer should have specific injury or illness reporting procedures in place that will help prevent problems filing the necessary reports or getting the employee treated.

These procedures are also to help keep the employee from getting their claim denied by the workers’ compensation company by stating that the claim was not filed soon enough. When a workplace injury occurs, the hurt employees’ bills do not stop until they are healed and can go back to work. It is for this reason that the unemployment compensation through workers’ comp is so important.

However, when an employee is hurt on the job, the employer is actually required (in some states) to find the worker a light duty position when the doctor clears them to work. There are many times when a light duty position will not pay the same as what the employee had been making prior to the injury, so the workers’ compensation may continue to supplement this new pay.

Of course, there are a lot of times that a light duty position is not available to allow the employee to come back to work. So the doctor may recommend that the employee make a full recovery before they return to their regular position. Some doctors will only release an injured employee to return to work once the employee is fully recovered.

When To File For Workers’ Compensation

Once you have seen a doctor for your workplace injury and you know that you are not going back to work for a while, you need to file your workers’ compensation claim. Any delay in filing this can cause problems with the decision on your claim, so you do not want to wait before filing it.

If you are worried about filing your workers’ compensation claim for any reason, call our offices today at (918) 582-2500. Our experienced workers’ compensation lawyer can help you file your claim and get what you deserve.

Here are other articles on our site that can help provide more information:

What Is Workers’ Compensation?

Kickball Injury Approved For Workers’ Compensation By South Carolina Supreme Court

Articles on A-Vlaw.com are not intended to take the place of professional legal advice. If you need legal advice, please contact our offices for a free consultation at (918) 582 – 2500.