Can Your Age Affect Your Social Security Disability Claim?


Posted by: Chris

The Social Security Administration (SSA) oversees the Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) programs. The SSA considers a number of different factors when deciding whether or not an applicant should be awarded disability benefits through the SSDI or SSI programs. Is age one of the factors that could affect your Social Security disability claim? Here’s what you need to know:

Work Credits

In addition to being disabled, applicants must have earned enough work credits to qualify for SSDI benefits. Work credits are based on the applicant’s income. In 2018, you can earn one work credit by earning $1,320 in income. The number of work credits needed to qualify for SSDI benefits can vary depending on the applicant’s age. For example, someone who is under the age of 24 only needs to have earned six work credits within a three-year period. However, people who are over the age of 62 need to have 40 work credits to qualify for benefits. Therefore, an applicant’s age can affect their disability claim because it is used to determine how many work credits they need to qualify for benefits.

Under the Age of 18

Because you must have a certain number of work credits to qualify for SSDI, most children under the age of 18 do not qualify to receive these benefits. However, disabled children who are under the age of 18 may qualify for SSI benefits. These benefits are only awarded to low-income physically or mentally disabled children. This means the SSA will need to review the child’s income in addition to the parents’ income to determine if the child should receive benefits.

Determining Disability

The SSA will only approve an applicant’s request for SSDI benefits if they believe that the applicant can no longer work because of his disability. First, the SSA will determine if the applicant’s disability affects his ability to work in his current job. If the disability makes it impossible for the applicant to do his current job, the SSA will then try to figure out if it is possible for the applicant to find another job. A number of factors are taken into consideration when determining if an applicant can find other work—including age.

In general, the SSA believes that younger applicants have a better chance of learning new skills and finding another job than older people do. Therefore, the age of the applicant could affect the SSA’s decision to approve or reject the claim for disability benefits.

Are you applying for Social Security disability benefits? If so, contact the attorneys at Armstrong & Vaught, P.L.C. today. Let our attorneys assist with the application process to ensure that the SSA has all of the information they need to approve your claim. Call 918-582-2500, toll free (800) 722-8880, or contact us online to schedule a free consultation with an experienced attorney.