Some people that have been approved for Social Security Disability Insurance (SSDI) benefits later realize that they are healthy enough to begin working again. But, many people fear that they will have to choose between their disability benefits and going back to work. Will you still receive SSDI benefits if you get a job? It depends.
Trial Work Period
Your benefits will not be affected if your gross earnings are less than $810 per month or if you work fewer than 80 hours in month. In this case, the Social Security Administration (SSA) will continue to send you disability benefits.
If you begin to earn more than $810 per month or work more than 80 hours per month, you will use one of the nine “Trial Work Period” months that are allocated to every SSDI recipient. During a Trial Work Period month, you will continue to receive benefits regardless of how much money you earn. This system was established to give SSDI recipients the opportunity to test the waters without giving up their benefits. During the trial period, SSDI recipients may discover that it’s not possible for them to work again. In this case, they will not have to go through the process of reapplying for benefits since they are still receiving them.
Extended Period of Eligibility
Once you have used all nine of your Trial Work Period months, you will then enter the Extended Period of Eligibility (EPE) for three years. During this three-year period, whether or not you receive your SSDI benefits will depend on the amount of money you make. The limit for non-blind disabled individuals is $1,170 per month, while the limit for blind individuals is $1,950. This means a non-blind individual that earns less than $1,170 a month will continue to receive benefits during the three-year EPE period. However, if he ever earns more than $1,170 in a single month, he will not receive benefits for that month.
As you can see, the SSA gives disabled individuals plenty of time to adjust to life back in the workforce without having to worry about losing their benefits. There’s no reason to fear immediately losing your benefits if you’re curious about reentering the workforce.
Our experienced attorneys are committed to helping disabled individuals obtain the benefits they need. If you need assistance applying for SSDI benefits, get in touch with our attorneys today. Call Armstrong & Vaught, P.L.C. at 918-582-2500 or toll free at (800) 722-8880. You can also contact us online for a free consultation with an experienced attorney.