No one ever expects to be injured on the job, but it’s a reality that thousands of workers face every year. If you are injured while on the job, you are entitled to workers’ compensation. But, many people make mistakes when applying for workers’ compensation that could affect their eligibility for these benefits. Here’s a look at some of the most common workers’ comp mistakes:
Failing to Report the Injury Right Away
In Oklahoma, employees have 30 days to report work injuries to their employers. But, why wait? Report the injury to your employer as soon as possible. If you don’t report the injury right away, the insurance carrier and your employer may wonder if the injury actually occurred at work. Don’t complicate your workers’ compensation case—notify your employer as soon as you can.
Not Following Doctors’ Orders
It’s important to closely follow all of your doctor’s orders if you want to be approved for workers’ compensation. This could include taking prescribed medications, returning for follow-up visits, or making appointments with specialists. Follow these orders even if you think your condition is improving. If you don’t follow the doctor’s orders, the insurance company may argue that you could have returned to work sooner if you had listened to the doctor. Not following a doctor’s orders could cause your workers’ compensation application to be denied, so don’t make this major mistake.
Losing Track of Expenses
Injured workers should be reimbursed for any expenses they have incurred that are related to their injuries. For example, if you had to travel out of town in order to see a specialist for treatment, you shouldn’t have to pay your own travel expenses. But, the insurance company will need to see proof of the expenses in order to reimburse you for them. Save all of your receipts so you don’t end up paying for any of your injury-related expenses.
You should never make any false or misleading statements to the doctor, your employer, or the insurance company that is handling your claim. Don’t exaggerate the symptoms that you are experiencing or lie about how you sustained the injury. The truth will always come out, and even a small fib could affect your ability to recover the benefits that you deserve. When it comes to workers’ compensation cases, honesty is the best policy.
Have you been injured at work? Let the attorneys at Armstrong & Vaught, P.L.C. guide you through the workers’ compensation application process so you don’t make any of these mistakes. Call us today at 918-582-2500, or toll free at (800) 722-8880, or contact us online for a free consultation with an experienced attorney.