Have you been injured on the job? Every employee in the state of Oklahoma should understand the rights that are afforded to them under the workers’ compensation insurance system. This system provides benefits to the majority of employees who are injured in the workplace. Here’s what you need to know:
Types of Benefits
The amount and type of benefits that you receive will vary depending on your injuries. In general, workers qualify for compensation for their medical expenses and lost wages. If someone is killed while on the job, the family can recover funeral expenses and other benefits through workers’ compensation as well.
Workers’ compensation is beneficial to employees because it ensures they will be reimbursed for medical expenses and compensated for lost wages after an injury. However, employees aren’t the only ones who benefit. Employers also benefit from workers’ compensation because it protects them from costly lawsuits that could arise after an injury. Instead of filing a personal injury lawsuit, the employee must recover compensation through the workers’ comp insurance system.
What to Do After An Injury
A workers’ compensation application may be rejected if you do not follow the proper procedure after sustaining an injury. For this reason, it’s imperative that you learn precisely what to do following an injury.
Notify your employer immediately after you are injured. Employees have 30 days to formally alert their employers, but it’s in your best interests to do so as soon as possible to avoid complications. If you do not report the injury within 30 days, you will lose the opportunity to receive workers’ compensation.
Your employer must allow you to receive prompt medical attention for your injuries. The employer can choose where you go to receive treatment, but if you are not informed of where to go within seven days, you can choose where to go without an employer’s input. You can also make this decision if the situation is an emergency and you do not have time to wait around to talk to your employer.
Injured employees will also be required to fill out documentation as part of the application process. Most workers’ compensation cases can be resolved between the employee, the employee’s attorney, the employer, and the insurance company. However, it’s possible that these parties will have to ask the Workers’ Compensation Commission to step in if they are unable to resolve a dispute on their own.
If you have been injured in the workplace, it’s strongly recommended that you get in touch with an experienced attorney as soon as possible. The attorneys at Armstrong & Vaught, P.L.C. can help you through every step of the workers’ compensation application process. Call us today at 918-582-2500, or toll free at (800) 722-8880, or contact us online for a free consultation.